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The story of DB&T
Dear friends:
In 1932, in the midst of the Great Depression, a group of forward-looking businessmen envisioned their community’s growth and saw the need for a new financial institution to provide the services that such progress requires. Their vision became Dubuque Bank and Trust, which opened on July 17, 1935 with 19 employees.
Since then, DB&T has maintained a proud tradition of service-centered banking and is celebrating its 75th anniversary in 2010. Now with 200 employees and assets of more than $1 billion, DB&T is among Iowa’s 10 largest banking institutions and the flagship bank of our parent company Heartland Financial USA, Inc.
Such a milestone is the perfect time to say “thank you” to all our dedicated staff, loyal customers, committed investors, and the growing communities we serve for making this journey so exciting.
As DB&T marks its 75th birthday, we thought we would share our amazing history. Inside you’ll find more details about DB&T—the people and the business. We hope you enjoy looking back as much as we did.
Sincerely,

Douglas J. Horstmann
President & CEO
Dubuque Bank & Trust
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Other Announcements
FRAUD TIP #2
Write checks using a pen with thick, dark ink and draw lines to fill in gaps in the amount and payee fields. Purchase high quality checks with built-in security features that help make them tamper-resistant to check washing or counterfeiting. Store your extra checks in a secure place.
Debit Card Users: Please Note
When it comes to fraud detection, we’re always looking out for you
FRAUD PLUS PROTECTION AT DB&T

We are participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate form the coverage available under the FDIC's general deposit insurance rules. Transaction accounts earning interest over .25% are not fully guaranteed by the FDIC for the entire amount in the account.
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