Cost Conscious Fee Structure
A critical component of the net growth of your retirement plan is the cost to administer the plan. High fees can significantly erode your investment performance. We strive for competitive fees for your plan through the following:

	Full disclosure of actual costs and charges
	Use of low cost institutional class funds
	No Surrender Fees, Loads, or hidden expenses

Our selection of mutual funds and cost management techniques provides for some of the lowest overall plan expenses in the industry on a fully disclosed basis. In addition, our investment performance is among the best in the industry.

Features Include:

	A commitment to customer service and easy local access to your retirement account.
	A daily valuation system - giving state-of-the-art technology and easy company management tools to the retirement planning process.
	On going fund evaluation.
	Full recordkeeping functions.
	Preparation of Federal Tax Form 5500.
	Choice of cost administration through direct billing or collecting fees from fund assets.
	Plan document and summary plan description preparation.
	Plan design consultation.