Personal and Business Services

• Account Closing (Within 90 days of opening) $20.00
• Account Research/Balancing - per 30 min $12.50
• Account Research/Item Copy $2.00
• Account Transfers - AnswerLine No Charge
• Account Transfers - Manual No Charge
• Account Transfers - Manual Loan Payment $10.00
• Account Transfers - Online Banking No Charge
• Additional/Duplicate Statement $3.00
• ATM Non-Proprietary Usage (Foreign ATM Fee) $2.00
• Account Inactivity Fee (After 6 months) $5.00
• Canadian Deposited Items - Per Item $5.00
• Cashiers Check Purchase $5.00
• Collection Items - Incoming/Outgoing $25.00
• Copy Machine Use - per page$1.00
• Counter Checks - each (4 max) $1.00
• Coupon Collection - per envelope $10.00
• Debit Card Replacement $10.00
• Debit Card Rush Order $50.00
• Dormant Account No Charge
• Escheat/Abandoned Account Fee $50.00
• Excessive Withdrawal Fee per Item $5.00
• Fax - Incoming/Outgoing - per page $2 (1st pg.)
  $1 each add'l pg
• Foreign Check Collection Fee $30.00
• Foreign Currency - per order $15 non-customer
• Foreign Currency Exchange - Customers only (plus postage) $15.00
• Garnishment/Levy Fee $75.00
• Gift Card/Gift Checks $2.50
• IRA Annual Fee (Plans under $500) waived for activity $25.00
• IRA Transfer/Closure (Per Account $25.00
• MICR Encoding Reject Fee $1.00
• Negative Balance Closing Fee $25.00
• Non-Sufficient Funds/Overdraft Fee (per item) $28.00
• Notary Service No Charge
• Online Banking No Charge
• Online Bill Pay No Charge
• Online Bill Pay Stop Pay Request $28.00
• Overdraft Coverage via another Deposit Account $5.00
• Returned Deposit Item - Charge Back $5.00
• Returned Deposit Item - Canadian $15.00
• Returned Deposit Item - Resubmitted $5.00
• Returned Statement (after 2nd subsequent returned statement) $5.00
• Safe Deposit Box - Drilling/Pulling $150.00
• Safe Deposit Box - Inventory Fee (per hour) $25.00
• Safe Deposit Box - Late Payment Fee $5.00
• Safe Deposit Box - Replacement Key $15.00
• Signature Guarantee $10.00
• Snapshot Statement $3.00
• Stop Payment/Watch Request $28.00
• Traveler's Checks - 1 Signature 1%
• Traveler's Checks - 2 Signature 2%
• Wire Transfer - Domestic Incoming $10.00
• Wire Transfer - Domestic Outgoing $25.00
• Wire Transfer - International Incoming $15.00
• Wire Transfer - International Outgoing Foreign Currency $40.00
• Wire Transfer - International Outgoing U.S. Currency $50.00
• Wire Transfer - Payable Upon Proper ID $25.00
• 
  Business Only
  
• ACH Filter Block - per month $5.00
• ACH Filter Block - set up fee per account $5.00
• ACH Filter Block - change fee $5.00
• Coin - Incoming/Outgoing (per roll) $0.08
• Currency - Incoming (per bill) $0.01
• Currency - Outgoing (per bill) $0.01
• Deposit Correction $5.00
• Night Deposit Bag - Key-Locked Large $25.00
• Night Deposit Bag - Zipper Large $3.00
• Night Depository Service No Charge
• Online Stop Payment $28.00
• Returned Items - special instructions $10.00
• Special Statement Cut $10.00
• Special Statement Cut $10.00

Effective February 1, 2010
Bold indicates change