Blogs

Business email compromise scams—also known as BEC scams—can do untold damage to your company and reputation. Recognizing compromised emails is the difference between safe guarding your business or becoming a victim. Learn more about BEC scams and how you can protect your business and your bottom line. Business email compromise scams—also known as BEC scams—can do untold damage to your company and reputation. According to the FBI, victims of BEC scams lost $2.4 billion in 2021, exceeding losses from ransomware attacks nearly fifty-fold! BEC scams account for a third of cybercrime losses, and...

A simple investments 101 crash course in terminology, structures, and retirement plans can empower you to take charge of your financial future and grow your wealth. So, we’re giving you a base-level breakdown of investment terms to help you effectively communicate financial matters. Many first-time investors feel lost when they begin navigating the complex language of the investment world. This is natural—making informed decisions is difficult when dealing with terms you might not know. But learning the basics is easier than you think. A simple investments 101 crash course in terminology...

DUBUQUE, Iowa — March 24, 2023 – Dubuque Bank and Trust (DB&T), a division of HTLF (Heartland Financial USA, Inc., NASDAQ: HTLF) named Drew Townsend President and CEO. Townsend recently returned to DB&T and brings a wealth of knowledge in commercial banking and risk management. He has a long history with HTLF and our banks, working for the organization for nearly 30 years. During this time, Townsend has served in various leadership roles including President and CEO for Galena State Bank, Chief Credit Officer for HTLF, and Head of Commercial for FirstBank & Trust in Texas and DB&T, respectively...

The economic forecast may be uncertain, but preparing for potentially inflated rates is the smartest course of action. Liquidity management is a lot of work, but the benefits can help your business thrive rather than survive. Learn more about how you can keep your business afloat in every season. A fluctuating economic environment, such as the one we’re currently experiencing, has historically pointed toward the imminent possibility of a recession. While forecasts aren’t 100% reliable, proactive leaders should prepare for future economic turmoil by reimagining their company’s liquidity...

Ways to prep your home before you leave for an extended time away. Embarking on an extended getaway can be exciting. It can be overwhelming, too, especially when you need to be away from your home and personal property for a long time. You want to make sure your home is secure before you leave so you can concentrate on new experiences. If you are headed out on a long-term trip, use these tips to prep your home before you go. Outside chores to complete How your home looks on the outside can signal unwanted attention from thieves. Overgrown shrubbery, a snow-covered driveway, a stack of...